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The revised Credit Information Act reorganized the structure of the credit information-related industry and renewed the definition of business by reducing the scope of its own work while dividing the credit inquiry business into individual credit evaluation business, individual business credit evaluation business, and corporate credit inquiry business. The credit inquiry business is losing its own significance because the tasks defined as incidental services of the business, which were excluded from the definition of a subdivided business and the scope of the unique work, overlap with the unique work of the credit inquiry business. It is deemed reasonable to abolish the credit-related business (personal credit evaluation, personal business credit evaluation, corporate credit inquiry) or credit information business, and to absorb any overlap with credit-related business in the relationship between the principal credit information inquiry business and the collection business, and to hand over other business to the private sector or the law on detective work. The revised Act excluded the collection business from the scope of the credit information business, but it remains in the Credit Information Act. The collection, which is difficult to see as an industry related to credit information, is considered desirable to transfer to the Act on the Fair Collection or the Act on the Registration of Loan Business, etc. and the Protection of Financial Users.

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The revised Credit Information Act reorganized the structure of the credit information-related industry and renewed the definition of business by reducing the scope of its own work while dividing the credit inquiry business into individual credit evaluation business, individual business credit evaluation business, and corporate credit inquiry business. The credit inquiry business is losing its own significance because the tasks defined as incidental services of the business, which were excluded from the definition of a subdivided business and the scope of the unique work, overlap with the unique work of the credit inquiry business.It is deemed reasonable to abolish the credit-related business (personal credit evaluation, personal business credit evaluation, corporate credit inquiry) or credit information business, and to absorb any overlap with credit-related business in the relationship between the principal credit information inquiry business and the collection business, and to hand over other business to the private sector or the law on detective work.The revised Act excluded the collection business from the scope of the credit information business, but it remains in the Credit Information Act. The collection, which is difficult to see as an industry related to credit information, is considered desirable to transfer to the Act on the Fair Collection or the Act on the Registration of Loan Business, etc. and the Protection of Financial Users.

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A lot of firms interest in CSR activities, which are able to improve the relationship with stakeholders. The increase in CSR causes investments on stock such as SRI (social responsible investing) and studies on the association between CSR and firm value. Firm value is usually measured as accounting based performance and stock market based performance. These measures are irrelevant to reflect firm performance in long term perspective. This research tries to examine the effect of CSR on corporate bond grade to reduce the weakness from measures of firm performances. Bond grade produced by credit rating agency is appropriate to evaluate the long-term firm performance and good proxy variable of the cost of debt. KEJI index is employed for proxy variable of CSR and corporate bond grade evaluated by KIS ratings is adopted. OLS regression and ordered logit regression analyses are performed to investigate the association between CSR and bond grade. Empirical results from both regression analyses support the positive effect of CSR on bond grading. This implies that CSR is an influential factor to reduce cost of debt. Regression results using corporate bond grades from two other rating agencies -NICE rating and Korea ratings- show unchanged results.

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Classroom management is one of the most important tasks to the class teacher. There are variety of factors that include classroom management implications to manage a variety of information relating to the most representative students. The information of students are most important basis for understanding the students and individual map that students and parents, and counseling based on the student's personal information as a teacher in charge of the material. In addition, it can be said that student counseling and student life guidance, student assessment and management's critical to classroom management.
 Development of information and communication technologies has given a lot of changes in the business processing methods including the school and class managements. However, many business processing systems are still based on desktop computer. In particular, most of the class management system only supports desktop computers; hence school teachers have difficulty in using their class managements systems on mobile environment.
 Modern schools are operated out based on the communication between the educational community of teachers, students, and parents. Parents and teachers are a relationship that must be made to facilitate the communication in the educational community. Allowing parents to participate as interested in school and the teacher constantly send messages to parents. One of the many ways that would send such a message Announcements.
 In this thesis, iOS base to connection with the classroom management teachers tell the students' personal information, student counseling records, students various messages to the life history, students iOS-based classroom management system to manage factors such as assessment records and teacher Students and Parents designed and implemented a class notification system.

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¡¤Research topic: This paper conducted an empirical analysis on whether corporate ESG(Environmental, Social, and Governance) activities have a significant impact on corporate tax benefits.¡¤ Research background: In 2021, the Financial Services Commission also institutionalized Korea to make ESG activities mandatory for listed companies in the securities market with total assets of more than 2 trillion won from 2025 From 2030, all listed companies in the securities market, regardless of their total assets, are obligated to disclose ESG activities, that is, corporate ESG activities are recognized as an important corporate evaluation factor worldwide, and in Korea, corporate ESG activities have become a major indicator of corporate value evaluation. This study investigates whether corporate ESG activities that meet this trend of the times can have a significant impact on corporate tax benefits.¡¤ Differences from prior research: The subject of this study is the first attempted topic in corporate tax benefits and ESG research. In addition, this study presented more objective research results by introducing a one-year tax benefit variable and a one-year tax benefit variable.¡¤ Research method: In this paper, data were collected from KOSPI-listed companies excluding the financial industry from 2012 to 2020. Specifically, the company's financial data were collected by Nice Credit Rating Company's Kis-value, and data on the company's ESG rating were collected by the Korea ESG Standards Institute (KCGS). This study calculated the measurement of tax benefit variables by referring to Lopez et al. (1998), Jung(2016), Lee and Baek(2021), and tried to present more objective research results by presenting the results of empirical analysis using two tax benefit measures. In addition, the variables for tax benefits were derived from one-year tax benefit proxy variable and three-year tax benefit proxy variable and used for empirical analysis.¡¤ Research results: The following is a summary of the research results of this paper. First, it was found that the more active a company's comprehensive ESG activities are, the higher the level of corporate tax benefits is. Both the one-year tax benefit level and the three-year tax benefit level were higher as the company's comprehensive ESG activities were active. Second, it was found that there was no significant relationship between environmental activities and the level of corporate tax benefits among corporate ESG activities. Third, it was found that there was no significant relationship between social activities and the level of corporate tax benefits among corporate ESG activities. Fourth, the study found that the more active the corporate governance among ESG activities, the higher the level of corporate tax benefits. Both the one-year tax benefit level and the three-year tax benefit level were higher as corporate ESG activities were active in governance.¡¤ Contribution points and expected effects: The contribution points and expected effects of this study are as follows. First, the subject of this study is the first attempted topic in corporate tax benefits and ESG research. From an academic point of view, this paper is a study that conducted an empirical analysis of corporate ESG activities and tax benefits, and is expected to contribute to the expansion of the scope of research in the field of corporate tax benefits and corporate ESG. Second, in practice, the research results of this paper are expected to provide useful information to remind companies of the importance of ESG activities, while also providing meaningful information to tax authorities on the need to consider ESG activities when establishing tax benefit policies for companies.

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