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(¿µ¹®) À̷¼(Mid Level Functional)(1) - ¿µ¹®resume ÀÚ·áÀÔ´Ï´Ù
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mid level chronological resume
jim ohiogen
markham road, suite 1
scarborough, ontario
m0h 0c0
telephone : ( )-
career summary
a mortgage underwriter with 1
0 years of hands-on experience in consumer/commercial lending-including credit assessment, risk analysis, credit investigation, property appraisals, liaison and customer service.ability to develop and implement administrative procedures to increase productivity and efficiency; cope well under pressure within a fast-paced environment; communicate effectively at all levels; and interact supportively within a team environment.
objective
seeking a career opportunity
within the financial industry which will challenge my ability to make effective decisions leading to efficiency, growth and profitability of an organization.to produce and maintain mortgage portfolio and research solutions/alternatives to solve departmental problems.
business experience
bank of nova scotia, toronto,
ontario xxxx.xx.xx
senior mortgage underwriter
responsible for underwriting
mortgages and recommending loans for approval on all residential properties, including authorizing terms and conditions of residential commitment letter, conducting thorough credit investigation, obtaining and validating credit information, income confirmation and down payments
(counselled prospective clien
ts to evaluate their financial status and determine their mortgage requirements; recommended appropriate mortgages to coincide with client income range
(provided underwriting expert
ise to 27 non-mortgage branches; conducted quarterly training to update branch staff on new mortgage policies and procedures
(assisted real estate agents
and brokers to complete mortgage applications
(up-sold financial services a
nd products to customers and referred lead to the appropriate staff
(conducted property inspectio
ns for new construction renewals and arrears; verified and approved mortgage statements and remittance
accomplishments
(exceeded mortgage quota by 1 (ÀÌÇÏ »ý·«)
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